Medical Malpractice

A hospital, doctor, or other health care professional is expected to provide a certain standard of care in the treatment of a patient. Medical malpractice occurs when a health care professional or provider deviates from the quality of care that is normally expected and neglects to provide proper treatment, omits to take an appropriate action, or gives substandard treatment that causes harm, injury, or death to a patient.

The malpractice or negligence normally is the result of a medical error in diagnosis, medication dosage, health management, treatment, or aftercare.

Medical professionals can protect themselves with a Medical Malpractice Insurance policy, a form of professional liability insurance, specifically designed for those who are involved in the medical profession such as doctors, nurses, surgeons, technicians etc.

Health authorities in the UAE require hospitals, health Care facilities, providers and private medical practitioners, to comply with strict regulations.

History has shown that compensation for complaints of medical error or malpractice have been known to run into the millions and therefore, besides it being a mandatory requirement in the UAE, Medical Malpractice Insurance is very important as it safeguards medical professionals against the inherent risks that go hand in hand with their profession.

We work hard to deliver outstanding service, quality products and customized solutions. Contact us today for free quotes, from a panel of insurance providers, and to find out more about how to buy the right Medical Malpractice Insurance.

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Frequently Asked Questions (FAQs)

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Why use an insurance broker like Edge?

Your business insurance needs will depend on several factors and understanding it all can be complex and time consuming. One thing you can’t afford is to put your business at risk by choosing the wrong type of insurance. A professional Insurance Broker like Edge has the knowledge and expertise to identify what the most appropriate cover is for your needs and will take the time to explore and explain your options to you.

Not only do we ease the stress and deliver peace of mind, but we find you the most appropriate cover at the right price. We provide guidance when you need it and we accurately present your risk, understand your needs, as well as study the market, the covers available, the differences between the insurance providers, and what the implications of those differences are for you. We also deal with your claims on your behalf.

What are Claims Made and Occurrence Policies?

There are two basic policy forms of medical malpractice insurance, claims made and occurrence. Claims-made policies provide coverage for any claims filed during the coverage period, even if the actual event or act occurred prior to that time. Occurrence coverage, just as the name implies, protects for incidents that occur during the coverage period.

What is a retroactive date?

Generally, the retroactive date is the date in a claims-made liability policy, which triggers the beginning period of insurance coverage. If such date is shown on your policy, any claim made during the policy period will not be covered if the loss occurred before the retroactive date.

What coverage does your business need?

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