Once you’ve selected your plan, you will be asked to submit:
- Duly filled up proposal form.
- Your beneficiary information
- Passport copy with Visa page / Emirates ID
- Your address, email and contact numbers
Home > Solution and Services > For Individuals > Personal Accident
You spend your entire life trying to make the most out of it and enjoying the opportunities it has to offer. Yet, accidents can happen when we least expect them and they can turn everything upside down. While you can’t always prevent them, you can make sure your loved ones will be taken care of in times of distress, with an appropriate insurance policy.
While minor accidents can impair you temporarily, major ones can severely impact your life and welfare. So, can your finances handle them? Better safe than sorry!
Pause for a moment to think, what will happen to your family if, god forbid, you become permanently disabled because of a mishap? There would be no monthly or annual earnings, only bills and other expenditures mounting up. Therefore, to safeguard your family’s future, it is important to purchase a robust Personal Accident Insurance Policy through Edge!
A Personal Accident Insurance policy provides you financial assistance in case of an accident leading to injury or death. It provides 24-hour protection, so it can pay out if you’re injured while you’re working or outside of work. That way, you ensure that your family can tide over some of the resulting financial difficulties and you get peace of mind to recuperate and move on with life.
Some people are certain their regular health insurance will take care of their medical needs and any emergencies that arise. After all, that’s what it is for, right? Maybe. But, maybe not. Accidents happen more often than we like to believe, and in some emergency situations, your regular medical insurance won’t be enough to save you from extremely high out-of-pocket expenses. That’s why we help you plan for the unexpected.
An unexpected event caused by violent, sudden, external and visible means causing death within 365 days from the date of the accident.
Permanent total and absolute disablement as a result of an accident which entirely prevents you from ever again working again. Permanent means the disablement lasts 365 days and, at the expiry of that period, is beyond hope of improvement.
Disablement as a result of an accident which forever prevents you from working at full physical capability because of an Injury.
Repayment of medical, surgical or hospital fees necessarily incurred as a result of an accident.
Transportation of your bodily remains to your home country following your accidental death.
Benefits payable under this policy can offer you coverage at home, at work and while travelling overseas, 24 hours a day, 365 days a year.
Once you’ve selected your plan, you will be asked to submit:
Quickly find out if we’ve already addressed your query.
The age-limit to be eligible for personal accident cover is 18 – 69 years.
The complete list of exclusions can be made available upon request.
Accident means a sudden, unforeseen and unexpected event caused by external, violent and visible means (but does not include any illness or disease) which results in physical bodily injury (but does not include mental, nervous or emotional disorders, depression or anxiety).
Accidental Death means a sudden, unforeseen and unexpected event caused by external, violent and visible means which occurs at an identifiable time and place, resulting in death.
Any payment for Accidental Death becoming due shall be payable to the legal Beneficiary.
The Personal Accident coverage that would accompany a car insurance policy is limited to injuries that have directly resulted from a car accident whilst these policies are not restricted to a specific event.
Yes, you can.
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Edge Insurance Brokers is an independent insurance brokerage created to be one with a difference that will afford clients with added value in return for their confidence and long-term allegiance. Our expertise in every facet of risk and across different industries help our clients foresee, quantify, and better comprehend the range of risks they may face.
Head Office
Office no. 704, 7th Floor, Al Naeem Tower II, Al Jezaa St., Al Nakheel, Ras Al Khaimah
Sun to Thurs (8am-5pm)
+971 7 244 4458
info@edgeinsbrokers.com